Lenovo

The LGFS Credit Manager’s primary responsibilities are:

This is a critical support function for the LGFS business with a primary focus on supporting our global sales team in the assessment of credit risk on customers

• Overall credit risk and bad debt control for the LGFS business (mainly EaaS).
• Conduct thorough credit worthiness assessment on credit customers, especially future cash flow and default risk.
• Make credit decisions and credit solution recommendations including credit limit amount, credit rating, payment term, risk mitigation methods etc.
• In charge of collateral management and credit insurance management to minimize risk exposure.
• Regular review on credit facility, risk exposure and keep optimizing risk portfolio.
• Build relationship with corresponding internal teams globally, involve in early-stage business discussion, obtain information related to customers, projects, and risk points.
• Communication and negotiation with external partners like insurers and credit agencies as required.
• Provide to LGFS management & region leaders regular insight on macro economies, sovereign risks, industry trends, deliver risk alert where necessary.
• Assist in Lenovo credit policies and methodology improvement.

Requirements

·       Experience at least 6 years of finance working experiences: Credit management.

·       Bachelor (Major in Business/Economic/Accounting/Statistic/Math/Computer Science)

·       Fluent speaking and writing in English (Native Advance Level): mandatory this role reports to Global.

·       Good at Microsoft office, especially at Excel and PPT

·       Good with SAP/BW

·       Knowledge of Common Financial software/system.

·       Good with visualization tool (Power BI will be a plus)

·       Creative problem solving and critical thinking skill.

·       Possess good persuasiveness and negotiation skills.

·       Ability to work in team.

·       Strong communication and presentation skill

·       Ability to work well under pressure, comfortable with ambiguity, detail oriented.

We are equal opportunity employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age national origin, religion, sexual orientation, gender identity, status as veteran and basis of disability or any other federal, state, or local protect class.